What is postdating check

Posted by / 21-Jan-2021 18:00

In some cases, postdated checks get deposited, and nobody ever notices (they don’t look closely at the date).

Ask why: It’s wise to communicate with whoever wrote the check – there’s probably a reason it’s postdated.

The meaning of post-dated check 30 days means today you write out a check, but you date it 30 days from now.

This prevents the person receiving the check from cashing it until the date written on the check.

In other words, a customer who has properly notified the bank of the postdated check can sue the bank for cashing the customer’s postdated check before the postdate if the bank’s action causes the customer loss, such as causing other checks to bounce.

The West Virginia Code prohibits a person from requesting or accepting a postdated check while intending to deposit or cash it before the date written on the check.

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Yes, but it needs to be in the name of the person on the check and since it is post dated there could be a reason.

It is illegal to write a check when you know you don’t have the funds to cover it, but things get a little fuzzy – and details depend on state law – when you postdate a check (assuming it is accepted as payment).

I tell him that I need to date the check with next Monday’s date, because my paycheck will be directly deposited into my bank account late on Friday, which will give me sufficient funds to cover the check.

A postdated check is a check with a future date written on it.

Two potential reasons for this include: No fraud allowed: There’s no law making postdated checks illegal.

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This depends upon laws in your particular jurisdiction, but in most cases, there is no such thing as a "post-dated check" in the eyes of the law.

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